SaturnShift vs NOWPayments
Looking for a NOWPayments alternative? NOWPayments is a broad cryptocurrency payment gateway, with a very wide range of coins and a low crypto fee, where the merchant is settled in cryptocurrency. SaturnShift takes a different shape: it accepts cards, bank payments (ACH), and USDC and USDT stablecoins in one checkout, so cards and bank settle to your bank in fiat while stablecoins settle as USDC on Base.
Feature comparison
| Feature | SaturnShift | NOWPayments |
|---|---|---|
| Customer payment methods | Cards, ACH, USDC, USDT | Crypto (plus a card on-ramp to buy crypto) |
| Merchant receives | Fiat to bank (card and ACH), USDC on Base (stablecoin) | Cryptocurrency |
| Cryptocurrency coverage | USDC and USDT | 300+ cryptocurrencies |
| Invoicing | Yes | Yes |
| WooCommerce plugin | Yes | Yes |
| Native QuickBooks reconciliation | Yes | Not found |
| Crypto processing fee | 0.75% + $0.10 | 0.5% single-currency / 1% with conversion |
NOWPayments figures reflect its own current published information and may change; verify current details on nowpayments.io.
Where NOWPayments is strong
NOWPayments supports a very broad range of cryptocurrencies (its site advertises hundreds), charges a low crypto processing fee (0.5% for single-currency payments), routes payments to your own wallet by default, and offers invoicing, recurring crypto billing, and plugins for WooCommerce and other platforms. If your priority is the widest possible coin coverage at the lowest crypto fee, NOWPayments is a strong choice.
Where SaturnShift is different
SaturnShift is built for US businesses that want more than a crypto gateway. It accepts credit and debit cards and ACH bank payments as first-class methods, alongside USDC and USDT, on the same checkout, invoice, or link. Card and bank payments settle to your bank account in fiat, with card processing provided by Stripe, so you are not only receiving cryptocurrency. And SaturnShift includes a native QuickBooks Online integration that reconciles payments, fees, and refunds automatically.
Which to choose
Choose NOWPayments for the widest coin coverage and the lowest crypto-only fee. Choose SaturnShift if you want to accept cards and bank payments alongside stablecoins from US customers and reconcile it all in QuickBooks from one platform.
Frequently asked questions
Does NOWPayments accept credit cards?
NOWPayments settles merchants in cryptocurrency. It offers a card on-ramp so a customer can buy crypto to pay, but the merchant receives crypto. SaturnShift accepts cards and ACH directly, settling to your bank in fiat, alongside USDC and USDT.
Is SaturnShift cheaper than NOWPayments?
On the crypto fee alone, NOWPayments 0.5% for single-currency payments can be lower than SaturnShift 0.75% + $0.10. SaturnShift value is the unified card, bank, and stablecoin rails plus native QuickBooks, not the lowest single-rail crypto fee.
Does SaturnShift support as many coins as NOWPayments?
No. SaturnShift focuses on USDC and USDT, plus cards and bank payments. NOWPayments supports far more cryptocurrencies (its site advertises hundreds). If widest coin coverage is your priority, NOWPayments is strong there.
Cards, bank, and stablecoins in one platform
Accept every rail through one checkout and reconcile it in QuickBooks. Start free for 7 days.