For international businesses
Stablecoin invoicing for international businesses
Bill clients abroad in US dollars and let them pay in USDC or USDT, avoiding the card-network FX conversion step and cross-border card declines. You receive USDC on Base and decide when and where to convert.
Invoice in
US dollars
Clients pay in
USDC or USDT (or card or bank)
Networks
Ethereum, Base, Polygon, Arbitrum
You receive
USDC on Base
Conversion
You decide when and where to convert
Also accepts
Cards and bank payments (ACH)
Cross-border invoices lose value at every hop
When you bill a client abroad, a card payment can be declined for cross-border reasons, converted through the card network FX rate, and trimmed by intermediary bank fees, and you rarely see an itemized breakdown. For the full picture, read what an international invoice actually costs you.
Invoice in dollars, let clients pay in USDC or USDT
Send a US-dollar invoice or payment link, and your international client can pay in USDC or USDT, on Ethereum, Base, Polygon, or Arbitrum. Because a dollar-denominated stablecoin is already in US dollars, the payment does not run through the card networks currency-conversion step, so there is no card-network FX spread taken out of that payment.
What you receive, and what happens next
You receive USDC on Base, a single consistent asset, and it clears on-chain in minutes. If you later want that value as local fiat in a bank account, you convert it yourself through your own exchange or off-ramp, and that conversion step has its own cost and timing that are outside SaturnShift. The difference from cards is that you decide when and where to convert, rather than having a rate applied before you ever see the funds. If you need that side in depth, read how to get stablecoin payments into your bank account.
Cards and bank payments are still there
For domestic clients or anyone who prefers a card, cards and ACH bank payments are available on the same invoice, and those settle to your bank in fiat. Stablecoin is the cross-border option, not a replacement for the rest. See accepting cards, ACH and stablecoins in one checkout.
Frequently asked questions
Do international clients need crypto to pay?
Only if they choose to pay in stablecoin. A client paying in USDC or USDT needs a wallet and a balance. Everyone else can pay by card or bank on the same invoice.
Is there an FX fee on a stablecoin payment?
A US-dollar-denominated stablecoin payment does not run through the card networks currency-conversion step, so there is no card-network FX spread taken out of that payment. If you later convert the USDC you receive into local fiat, that separate step has its own cost.
How do I get the money into my bank account?
SaturnShift settles your stablecoin payments as USDC on Base. It does not automatically convert your USDC to fiat or deposit it to your bank. You move USDC to fiat through your own exchange or off-ramp. Card and bank (ACH) payments, by contrast, do settle to your bank in fiat.
Which stablecoins and networks are supported?
USDC and USDT on Ethereum, Base, Polygon, and Arbitrum. Whatever network a client pays on, you receive USDC on Base as a single, consistent asset.
Invoice your international clients in stablecoin
Bill in dollars, get paid in USDC or USDT, and convert on your own terms. Cards and bank payments too. Start free for 7 days.